Alexander & Meg
At 70, Alexander and Meg are retirees who enjoy traveling to national parks and visiting their grandchildren. They had saved well but needed help with tax efficiency, withdrawals, and estate planning. We helped them by reallocating assets, reducing concentrated stock holdings, and incorporating strategies like Roth conversions and charitable IRA donations. The result: tax savings, […]
Sondra
Widowed and facing a new financial reality, Sondra had lower income now but higher income (and taxes) ahead with pensions and Social Security. We converted part of her inherited IRA to a Roth at today’s lower rates and revised her estate plan. This improved her tax outlook and legacy for the next generation.
Ken & Allison
Passionate about their alma mater, Ken and Allison wanted to leave a gift while meeting income and tax needs. We created a Charitable Remainder Trust, providing lifetime income, a major tax deduction, and a lasting legacy for their school. Additional planning maximized retirement contributions, deductions, and home sale tax savings.