WHAT WE DO | Retirement Readiness Program
At Handford Financial Strategies, We Know Our Clients Well and Provide Custom Financial Planning Solutions to Meet Retirement Goals.
Building a Solid Financial Foundation - Discovery Stage:
You are looking for help to navigate retirement. Handford Financial Strategies in Warrenton, VA will take the time to learn about your needs and concerns, your financial situation, and how we can help achieve your retirement and financial planning goals. This first meeting is our opportunity to get to know you: what brings you joy? What keeps you up at night? Developing a personal relationship builds a level of trust and understanding so we can better assist you. Knowing more about you guides us in developing a plan that suits your individual retirement needs and retirement goals.
Furthermore, this meeting is also your opportunity to get to know us. Retirement planning is not just about facts and figures, it’s much deeper than that. It’s about establishing goals and objectives and knowing you have a financial partner that can achieve those goals on your behalf. We want to make sure you are as comfortable with us as we are with you. If we mutually agree that the partnership is a good fit, we will schedule a follow-up meeting. You will leave with a list of documents to collect, and data-gathering forms to complete.
Developing a Retirement Plan - Fact Finding:
During this follow-up meeting, we go through the documents you gathered. This is the first step in developing your retirement plan. We gain perspective on your financial picture and how we can help.
We dive deeper in order to define your goals and create objectives for your next stage in life – retirement.
Outcome Analysis & Alternative Financial Strategies:
At this stage, we have analyzed your financial situation in light of your objectives and concerns. We have identified the effective steps for capturing your vision. Our recommendations will be meticulously developed around your goals, tax situation, and estate wishes. We belive the end result will be an optimal strategy that maximizes your financial success in every area.
Implementing Your Financial Wealth and Retirement Plan:
Your plan is a road map. It shows you where you are and where you want to go, but it also provides detours and alternate routes, should you encounter a roadblock.
Our goal is to have a meaningful relationship with you and be your partner on this journey. Together, we can help keep your plan on track and communicate along the way.
How We Charge:
One-time fee for a comprehensive plan:
$ 5,000 for Couples
$ 3,500 for Individuals
*Each year, our ongoing planning fee and management of financial assets fee are based on a percentage of total assets we manage for you.
Strategic Quarterly Financial Planning Review:
Developing your plan and implementing it is only the beginning. As often as once a quarter, we sit down with you to update your plan. We monitor the progress toward your personal and financial goals to ensure that you stay on track. Before each meeting, we solicit your input on needs or questions you have and incorporate them into our agenda. We discuss new goals and objectives and identify opportunities for the future.
